Free Financial Help Paying Bills


Need Help Paying Bills?  Free Financial Help, features low-income assistance programs that provide help paying bills like, rent payments, utilities, health care, and many other financial emergencies.  Local and government financial assistance help million of families each year.

We are not associated with any organization and do not give money.  We do provide resources to help you locate advice about bills and other support to care for your family in difficult times. If you are unable to pay your rent, need help with utilities please search the site for agencies that help.


Do you Need Free Financial Help?

We offer resources that provide free financial help for you and your family.  Find assistance for home repairs, heating bills, medical bills dental care and help to pay rent and even where to get Christmas toys for kids.

alt="free financial help"Be sure to check back regularly.  If you do not see the help you need, please leave your question in the comment section of our website.  If you are struggling there are assistance for single mothers. Many people are experiencing financial challenges every day.  Life is not predictable and subject to times of illness, layoffs, or a family tragedy.

Many people do not know where to turn, but there are, however, public and private low-income assistance programs, that can give you aid, during a temporary setback. Some are not aware that the Department of Social Service offers once a year assistance for those no receiving aid when they qualify financially. That is why we are excited about presenting these resources available to you.  If you have any questions, please leave a comment.

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Advice on Managing Debt and Bills

Knowledge is power.  That is why we try to provide information on how to get free financial assistance.  We will highlight local and federal assistance programs, that can get your life back on track.  We all have times when things get difficult. What do you do, when you don’t have a family or your family is also struggling?

alt="free financial help"There are many organizations that help pay rent utility bills, medical, childcare, and mortgage, and more. It will take a little research, phone calling, and footwork, but you can get help today!

Difficult times can be temporary if you know where to get the help, to get you where you want to go, whether college or a trade school. The information provided here is a guide to lead you in the right direction.

Programs may vary from state to state, but we provide you the links to help you make an information decision when you need help paying bills.  We hope you find the information you need to get the information you need.  We will be posting new information regularly.

Financial Assistance Programs make a Difference

During the past recession, of 2008 many families lost homes and investments. People who have worked all their lives for one company have lost jobs and the pensions. Since the signing of NAFTA (The North American Free Trade Agreement) many high salaried jobs were outsourced other countries.

Today, those high-paying factory jobs, are hard-pressed to find. Workers have to settle for low-paying jobs that force them to turn to government relief programs.  These factory jobs were the doorway to the middle class for many people. Things have changed a lot in this great country, and the middle class is steadily disappearing.

Things are getting better for many, but still too many who want to work and improve their lives are falling behind. Fortunately, we have a system in place, to help those who are struggling financially.  If you talk to most people living in poverty, they don’t want charity, they want jobs that pay a living wage.

CLICK HERE  to find out How to Get Help with Rent

Get Help Paying Bills

There are a few sources for getting free government financial assistance, for yourself and family. There are also private agencies like the Crisis Assistance Ministry or the American Assistance league.  These community resources which are funded by the Federal government and donations.

When you apply for assistance, and you must qualify financially.  You are eligible if your gross income has to be at or below 135% of the Federal Poverty guidelines.

Low Income Assistance Programs

You can also get help through religious agencies, like:

These agencies are funded, like the private organization, through federal monies and donations. Free financial help is given in the forms of paying rent, utilities, providing clothing, food assistance, medical assistance, job training, and more.

They not only give assistance with bills but offer training that can improve self-sufficiency.  These community-based organizations are an extension of the government and screen and distribute help where it is needed.

Lastly, you can go to the Federal Government to get help. There are several Department of Social services building in each state and community. Apply for help, by going into one of these offices, online or calling to request an application be mailed to your home.

Are We Morally Obligated to Help Others?

There are many people who could not survive without financial help from Low-Income Assistance programs.  Is is our responsibility to help others who are struggling?  During the Great Depression, if you could not pay your rent, you were homeless, and your children were taken away and placed in an orphanage.

Remember the photos in the 1920’s with men standing in long lines to get a bowl of soup and a crust of dry bread?  That was a difficult era in which to live. Neighbors did their best to help neighbors and strangers with food or a place to stay.  Sadly, there was not much free financial help available to the poor until President Roosevelt.

Fortunately, President Franklin D. Roosevelt had the insight to initiate a number of relief programs, like Federal Emergency Relief (FERA), that helped the most destitute of Americans.

It was estimated by the Committee on Economic Security that by the end of 1934, there were 750,000 single persons and over 4 million families, and 750,00 individuals receiving emergency relief. Altogether, close to 19 million depended on Federal Emergency Relief programs.

Today in the United States, almost 50% of the population both working and unemployed are living at or below the federal poverty guidelines.  Until the way wealth is distributed in the U.S. changes these figures will not change much.

Low-income assistance programs, support the most vulnerable among us.  There are many churches, government, and private foundations, offer free financial help with bills. We are our brother’s keeper, and to the extent we help others, we help ourselves!  If you need free help paying bills, please use this site as a tool to find the assistance you need.

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