Financial Assistance Programs for Pregnant Women

By | December 4, 2017

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Financial Help for Pregnant Women.   Need help?  There are programs available for pregnant mothers and expecting teens through government assistance like Supplemental Nutrition Assistance Program (SNAP), Infants, and Children (WIC), Children’s Health Insurance Program (CHIP),  Temporary Assistance for Needy Families (TANF), and  Medicaid.   If you are a teenager, low-income, and expecting you may qualify for pregnancy assistance. 

You can get help with medical, food, infant supplies and more.  You can get financial support and free baby supplies available for you and your unborn child.  Many charities, community organizations, and government agencies extend a hand to help. We will show you where to get help and how to qualify for help.

These Programs Provide Financial Assistance for Pregnant Women

Medicaid Assistance for Prenatal Care

Need Prenatal Care? Medicaid is medical assistance for low-income and unemployed parents with children under 18.  Medicaid provides state-run medical and financial help for pregnant women, women with children and pregnant teens, living at home with a parent or guardian.   Pregnant women can receive Medicaid to pay for prenatal visits and hospital bills for delivery costs for the birth of the child.  Medicaid tries to qualify a pregnant woman within about 2-4 weeks.  Apply for Medicaid

Sliding Fee Scale for Medical Bills

If you do not qualify for Medicare or other government benefits, you may be able to get financial help through your hospital’s sliding fee program.  This incentive helps low-income patients see doctors and receive prescription drugs.  The good news is you are charged according to your income and ability to pay.

The Children’s Health Insurance Program (CHIP)

This benefit program offers low-cost and affordable health care for children.  It is a step above Medicare as CHIP helps families whose income is too high for government medical assistance for their children.  Depending on the state in which you live, CHIP may cover pregnant woman as well.   Call to apply, Call 1-800-318-2596 or TTY: 1-855-889-4325.  You can also apply via the Health Insurance Marketplace.  (more)

Women Infants and Children (WIC)

WIC or Women, Infant and children benefits are available for pregnant women in need of assistance to maintain and deliver a healthy child.  The WIC benefits program provides food vouchers from the time the women is a few months pregnant until the child is 5 years old.  These nutrition benefits are a great help and the vouchers are accepted at most supermarkets.  In addition to food, and infant formula, the program gives breastfeeding support and help for postpartum women. See if you are eligibility guidelines,  (here).

Temporary Assistance for Needy Families or (TANF)

The federal government provides financial help for pregnant women in the way of TANF. This Federal program provides financial support and childcare to financially deprived pregnant women, pregnant women, and teens.  Cases are reviewed every few months to determine if there has been a change in financial status.  The goal is to give temporary financial support until the mother can become self-sufficiency. This is not a permanent grant. The financial subsidy can be used to purchase foods, clothing, housing, utilities, and medical supplies.

TANF for Teens –  For a pregnant teen to receive TANF they must live with a parent, guardian an adult over 18 years old, or in an adult-supervised supportive living arrangement. In these cases, it is the parent, legal guardian, relative, or other adult is the payee on behalf of the minor parent and his or her child, until the mother turns 18.

Salvation Army

This faith-based charity has many programs that support pregnant women and teens.  The Northeastern US the Salvation Army has maternity hospitals and home for young girls who are expecting.  They offer emergency shelters for women and children and families and help with food and some bills.  (more)

Catholic Charities

Many Catholic Charities have programs that provide financial assistance for pregnant women.  They also offer abortion alternatives for an unplanned pregnancy.  They also offer family counseling, job training, and parenting classes.  (more)

Pregnancy Alternatives – Adoption Services

Adoption services help women have their babies and then place them in loving homes through adoption mothers can choose life and bring their children into the world and receive assistance in giving their children families with the necessary resources to care for them.

Babies Bonding Classes  to Prevent Child Abuse

The goal of this program is to teach a young mother the importance of bonding with their babies.  They offer a 13-week “Bonding Right from the Start” course for pregnant women.  Other topics taught are breastfeeding, soothing touch, child safety, eye contact and proper nutrition for brain development.  Catholic Charities

Supplement Nutrition Assistance Program (SNAP)

SNAP benefits can only be used to purchase food items. Products that are not allowed are tobacco, alcohol, pet food, or paper products.  When you are approved for TANF, your assistance will include SNAP, Medicaid and a monthly benefit check for rent, utilities, and basics.  You will also get an EBT card to use to purchase food.  SNAP Benefits

You receive help, you must present:

  • Proof of income
  • A doctor’s letter proving the pregnancy
  • Payroll stub, or letter from government assistance programs
  • Proof of citizenship, if a legal US resident ( documentation such as a birth certificate or social security card)

Pregnant Woman for Financial Help

These federal benefits are made available to anyone who is in need and qualifies financially and you meet requirement according to federal government standards.  You do not have to wait until you give birth to your child, for these services, you can apply when you are three months.

Pregnant Women & Teens are Eligible for Financial Help if

  • They are a US resident
  • Can produce proof of pregnancy from a physician
  • Have children have alien status
  • Teens under 18 who are in school
  • Each family has a social security number
  • The family income is at or below the state’s required poverty level
  • You are a non-resident living in the US for 5 years or more

Here is a Quick List of Organizations That Provide Financial Help for Pregnant Women & Teens

  • Medicaid
  • Catholic Charities
  • Salvation Army
  • Hospital’s Sliding Fee Scale
  • St. Vincent de Paul Society
  • Childcare Assistance
  • Home Energy Assistance (LIHEAP)
  • Women Infants and Children (WIC)
  • The National School Lunch Program (NSLP)
  • The Children’s Health Insurance Program (CHIP)
  • Temporary Assistance for Needy Families or (TANF)
  • Supplemental Nutritional Assistance Program (SNAP)

Online Funding Sites can Help Raise Money for a New Baby


This is an online funding tool people are using every day to raise money for various needs from hospital bills, rent, disasters like a fire, flood or the death of a family member.  Just recently a young man was attacked by a violent group and was left with bleeding on his brain and other injuries. 

As of today, they have raised $195,755 toward a goal of $50,000.   There is no guarantee you will get any money at all.  However, if your story is compelling and your request goes viral.  You can receive a lot of donations to your goal of caring for your baby is your job doesn’t offer paid maternity leave.


This funding platform is usually used to raise money for a project, like starting a business, looking for investors, and networking with like-minded people.  There is also a donation-based aspect of Crowdfunding where people can donate to you similarly to GoFundMe.  So if you need a crib, car seat, baby clothes or help with medical bills, you can set up a campaign on this platform to get financial help.

You May Also Want To Read

How to Get Free Baby Stuff  & Infant Supplies.   Do you live in the United States and need free baby stuff like clothes and other things for a new baby?  Low-income families can help with baby things. If you are pregnant there are charities and other organizations that help low-income families with things like Pampers, car seats, cribs, clothing, samples, and other … Continue reading

Financial Help for Pregnant Women.   There is help available for pregnant women and expecting teens through government benefits like TANF, WIC, Medicaid, and SNAP.  If you are a teenager, low-income, and expecting you may qualify for pregnancy assistance.  You can get help with medical, food, infant supplies and more, the support you need when you qualify financially.  You can receive financial support … Continue reading

11 thoughts on “Financial Assistance Programs for Pregnant Women

  1. Pamela Lipscomb Post author

    Hello Tonya. You may qualify for government assistance. Go the Department of Social Services to apply for assistance. Look for an apartment and they or HUD will give you security deposit and first month’s rent. I am concerned about you having some type of support system when you get out.(family, sober friends) . Please Contact the Salvation Army which can help you with aftercare support and counseling.

  2. Tonya Jordan

    My name is Tonya Jordan.. I am currently living in a halfway house in Lincolnton N.C. called Gaylains House of Hope. I am almost 6 months pregnant with a baby girl and Im in recovery and have been sober for 5 months now looking for housing. If you could help me please reply soon. I cant stay here much longer and i need housing for me and my unborn baby. Thank You and God bless!

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