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Where to Find Financial Help with Bills


Many people are trying to find financial help with bills.  Emergency financial assistance helps low-income families with bills like rent, utilities, or even home repairs. There are, however,  organizations and charities that provide low-income assistance to its residents.  If you live anywhere in the United States or U.S. Territories, you may qualify for help with rent, electricity, food, free government phones, clothing, a free credit report, and more.  Get advice on how to navigate charities, local churches, and other government programs.  

The information provided here can lead you in the right direction. Programs may vary from state to state.  We can direct you to resources to help you find financial support, and post new information regularly.  There are public and private low-income assistance programs and charities that help with pay rent as well.  If you are unemployed, you may be eligible for unemployment benefits depending on how long you worked.  When you go to apply for temporary aid, ask a social worker about educational grants you may qualify for.

Grants Available for Low-Income Families

Low-Income Single Mother Assistance

Single mom many time the sole providers for their families, if you are single and need help support, there are many organizations that can help you keep your family together.  There are government programs that help with rent, education, utilities, food and more.

Financial Assistance When Pregnant

If you struggling financially and are expecting and child and don’t know where to turn, it can be pretty overwhelming.  If you are a teen or an adult over 18 and need help with prenatal care, nutritional support, there are programs like TANF, WIC, and SNAP that can help you through this challenging time.  (more info.)

Help with Rent Payments

If you have lost your job or are unemployed because of a long-term illness it can be devastating to your financial situation. There are community organizations, charities, and in place to support you until you can get on your feet again.  (more)




Help with Utilities

It is devastating to lose mandatory services like water and electricity.  No one should have to live in the dark or without running water and heat. If you have had your services shut off or are in dangers of having them terminated, you can get assistance.  (more info)

Food Assistance

You can live without utilities, you can live without a permanent home, but no one can live without food. That is why some many community foods banks are available to help endangered families all across the United States.   (more)

Charities that Help With Bills?

Community organizations join with the government to help screen and distribute funding to disadvantaged families and individuals in the community.  Charities and churches do not withhold assistance based on religion. Funding is given on a first-come, first-served basis.  (more)



Help with Free furniture?

If you are moving into a new home after being homeless, or have experienced a disaster of some type. There are free furniture banks and partner with charities and private donations that can help you start over again.  Find out how to get free beds, linen, dishes and all the things you need to manage a home.    (more info)

How Do I Get Christmas Assistance?

Christmas should be a time of joy and celebration, but for many, it is a time of stress and depression.  If you have lost your job or can not afford the basics like mandatory bills, holiday celebration move to the back burner.  Find out about Christmas charities in your community and how you can get a free holiday basket, Christmas dinner, toys for Christmas as well as help with your household bills. (more)

Support with Medical Bills

Health insurance is expensive and many people with families still can not afford insurance. If you are without insurance and have a medical issue, find out about these opportunities to get free medical care, or help with medical debt.  (more)

Assistance With Dental Care?

Your dental health has a direct connection with your medical health, yet millions of American suffer from poor dental health because they don’t have the money to go to a dentist.  A root canal can easily cost $1,200.  There are dentists and dental clinics that want to give back to the community and offer free or discount dental care.  (find out more)

Local & Government Bill Assistance Programs

Local and government financial assistance helps millions of families each year. Although we are not associated with any organization, however, you can find help here.  Finally, our assistance programs are limited to helping those living in the U.S.  We also do not give away money.  According to Welfare Statistics and Demographics, 21% of those living in the US receive government assistance. Total Federal government spending on welfare programs annually $158,200,000,000.  We will show you how to get help with rent payments, utilities, healthcare, and other financial emergencies.

Where Can I Turn For Financial Help?

We provide resources to help you locate advice about bills and other support.  Unable to pay your rent, need help with utilities after Christmas?  Please search Local Church Charities that help.   You can also find out where to get Christmas toys for kids.   The Department of Social Service offers financial support once a year.  This assistance help, those who are not receiving government aid. That is why we are excited about presenting these resources available to you.

Bill Assistance in Times of Need

We all have times when things get difficult. What do you do, when you don’t have a family or your family is also struggling? A GoFundMe page won’t get you the help you need in time. However, there are organizations that help pay household debt like rent, lights, water, gas, etc. It will take a little research, phone calls, and footwork! Once you find help and are approved, they will contact your landlord, or utility provider to let them know are helping you. This alone can stop an eviction or the loss of light, water, or gas services.

Help Job Training

Charities and community-based organizations are an extension of the government and screen and distribute help where it is needed.  Public, private and federal benefits, and donations fund these incentives. Non-profits help by paying rent, utilities, providing clothing, food, medical,  job training, and more.

They also give financial aid and training that can improve self-sufficiency.  Lastly, the Federal Government can help.  Several DSS buildings serve each state and community. Apply for help, by going into one of these offices, online or calling to request an application be mailed to your home.



Help Managing Debt and Bills

Low-Income Assistance programs help many people who could not survive without free financial support, however, is it our responsibility to help others who are struggling?  During the Great Depression, when you could not pay your rent, you were homeless.  Also, your children were placed in an orphanage, if you could not care for your kids.

Therefore the poor many suffered greatly.  Most noteworthy, until President Roosevelt, initiated some relief programs, like the Federal Emergency Relief Act (FERA), that helped the most destitute of Americans. Therefore, by the end of 1934, close to 19 million depended on Federal Emergency Relief programs.

Low-Income Assistance Resources

There are a few sources for getting help paying bills.  Consequently, agencies like the Crisis Assistance Ministry or the American Assistance League, help the poor.  The Federal government funds community resources and donations.  You must also qualify financially to receive free financial help from the government, charity and community organizations.

You are eligible for financial assistance if your gross income has to be at or below 135% of the Federal Poverty Guidelines.  If you need free financial help paying bills, please use this site as a resource to find the help you need.  Find financial help in your State.





Do I Qualify For Free Government Help?

This is a great question!  Some people think that because they can pay their rent, utilities or other bills, they can get free help just because they have a need.   If you make $90,000 a year and have a string of bad luck and cannot pay your bills, you probably will not be eligible for free assistance.  It would be best if this is your case to look for a loan or see some valuables to get you through.

Government programs are ‘safety net’ programs designed to help people with low-incomes, the inability to get a loan, and usually have no were else to turn for help.  If your gross family income is at or below the US Government Poverty Guideline, you are more likely eligible for help. Let’s see if you qualify for assistance.

  2019 US Poverty Guidelines

Number  in Household 48 States and DC Alaska Hawaii
1 person $12,490 $15,600 $14,380
2 people $16,910 $21,130 $19,460
3 people $21,330 $26,660 $24,540
4 people $25,750 $32,190 $29,620
5 people $30,170 $37,720 $34,700
6 people $34,590 $43,250 $39,780
7 people $39,010 $48,780 $44,860
8 people $43,430 $54,310 $49,940
For each additional person, add $4,420 $5,530 $5,080

433 thoughts on “Where to Find Financial Help with Bills

  1. Bertha

    Thanks for sharing Free Financial Help Paying Bills. Many struggling people need this type of support.

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