I Need Help with Medical Bills


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Financial help with medical bills & organizations that participate. Many who are without health insurance or low-incomes need financial assistance with medical bills and prescription drugs.  In several years, there has been an increased need for healthcare assistance.  Doctor bills can pile up, especially if you do not have health insurance to offset the costs.  These bills can easily take up most of your family’s income.

We will show you government and private agencies and resources to help pay medical bills.  This will include prescription assistance programs, free and discount dental care, and programs that help those without insurance coverage.  These agencies do not give you money but will provide such things as bill discounts, have a social worker find government assistance programs.

Organizations that Help Pay Medical Bills

Let’s look at programs that offer free or discount health care and prescription assistance.  Find free help with medical bills and dental care, and prescription drugs.  Everyone is not eligible for this assistance.  Your gross family income is at or below 400% of the federal government’s poverty guidelines.  If you need help paying medical bills or prescriptions, please check out the organizations below.

National Jewish Health Financial Assistance

National Jewish Health’s vision is to care for all who need help paying medical bills, regardless of religion or ability to pay.  They also have their own medical, financial assistance program, NJFAP.  Their policy is to assist low-income and disadvantaged patients.   After screening, approved patients will be given partial or full assistance.

The eligibility screening will look at:

  • Yearly Income
  • Value of the real property
  • Medication Conditions
  • Personal resources such as savings, checking investments.

They do not pay:

  • Insurance co-pays
  • Medicaid, CICP co-pays
  • Patient convenience
  • Meals and lodging
  • Services provided by non-National Jewish Healthcare providers
  • Patients whose income exceeds 400% of the Federal Poverty levels, unless the medical balance is over $500 for local and $2,000 for out-of-state patients.  National Jewish Health

The Access Project

The Access Project or (TAP) is a nonprofit organization founded in 1998 and committed to helping families struggling with medical debt. Their goal is to support communities and improve healthcare and increase options for low-income families needing medical care.

The help with Medical Debt Resolution that works with insurance and medical care providers and financial help to pay medical bills and other debt related to medical care. They also work with other assistance programs that give much-needed assistance.

The Access Project – Find out more here
30 Winter Street,
7th Floor Boston, MA 02108
617- 654-9911

American Cancer Society (ACS)

The ACS is a national agency with chapters in every state in the country. Their resources include counseling, education, and listings on low-cost health care options, such as lodging for family members, if you’re away from home.  You may also be able to get some minor financial reimbursement for supplies, transportation, and drugs.    Call 1-800-227-2345.  more

Clinic Sliding Fee Scale

A sliding scale is a method of charging a client according to their ability to pay.  Many hospitals and local agencies offer sliding scale, which reduces medical bills at clinics and emergency rooms.  Those who are uninsured or under-insured can apply and receive help when they qualify financially.  You may be eligible for help paying medical bills or free medical and pharmacy services.  How to get approved for the sliding scale:

  • Make an appointment
  • Bring proof of identity.
  • Present proof of income
  • Sign consent for pulling your W-6

Once you are approved, you will be given a card to present to the doctor’s office or pharmacy.  Contact your local hospital and ask about the sliding scale and other payment arrangements.

The National Association of Free and Charitable Clinics (NAFCC)

This organization is a non-profit organization that helps patients find affordable healthcare. They refer clients to over 1,200 free clinics throughout the United States. These free clinics support the community with free and affordable health care for low-income families. If you do not qualify for Medicare, Medicaid, or have insurance, the NAFCC can help you find the care you deserve.

Free and Discount Prescription Drugs

Free Medicine for Hepatitis C (genotype 1)

Pharmaceutical companies make billions of dollars a year.  Most of them offer discounted or free medications to disadvantaged patients.  Gilead Sciences produce a new medication for patients with Hepatitis C (genotype 1).  Harvoni has a 90% cure rate for those who go through the drug program.  It is also astronomical in cost.  If you qualify financially, you can get the medication for a discount or free.

Those who help to pay medical bills may qualify for free or discounted prescription drugs.  Harvoni has a 96 – 99% cure rate got Hepatitis C after 12 weeks of therapy.  Talk to your physician to see if you qualify for the treatment and if you are. They will put in the application for you.

You can also go to the link below to download an application.  If you have insurance, your doctors can negotiate with your insurance company to get approval if you help pay medical bills to contact the hospital about the sliding fee scale, which will pay up to % free.  You may have to pay for radiology fees like reading sonograms, ex-rays, etc.

Other Prescription Assistance Programs

Bridges to Access

Bridges to Access offers certain GSK (GlaxoSmithKline) drugs free to patients who qualify financially.  Patients can apply directly.  If you need a prescription filled immediately, an advocate can contact Bridges to Access for expedited help.  Contact  8:00 am to 8:00 pm ET, Monday through Friday.  1-866-728-4368.  more

The RX Advocate

They work with your physician to locate and file for medication from Patience Assistance Programs, pharmaceutical companies that offer drug assistance.  They also manage refills to ensure you receive your medications delivered on time.  more

Partnership for Prescription Assistance

PPA helps patients without prescription drug coverage to get medicine free or discounted. They are a hub to access 475 public and private programs and about 200 bio-pharmaceutical companies that participate. Go online to see which medicines are available and how to apply and receive free medication. You can also go online to locate a free or low-cost clinic near you.

Some of PPA Partners:

  • Abbvie
  • Bayer
  • Celgene
  • Lilly
  • Merck
  • Novartis
  • Pfizer
  • Sanofi
  • Takeda
  • AstraZeneca
  • Takeda Oncology
  • Encourage Foundation
  • The Safety Net Foundation
  • Mallinckrodt Pharmaceuticals
  • Boehringer Ingelheim Cares Foundation
  • Johnson & Johnson Patient Assistance Foundation, Inc.

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