Top Financial Help Programs for Pregnant Women

Financial help for pregnant women.  Are you pregnant and need help locating financial assistance?   We will tell you about the state, charity, and community organizations that help pregnant women and expecting teens. 

If eligible, you can receive the Supplemental Nutrition Assistance Program (SNAP), Infants and Children (WIC), Children’s Health Insurance Program (CHIP), Temporary Assistance for Needy Families (TANF), and Medicaid.

If you are pregnant, you can receive financial grants from charities and community help organizations.  Pregnant low-income, women may qualify for assistance.   You can get help with medical, food, infant supplies, and more.

You can also get financial support and free baby supplies for you and your unborn child.  Many charities, community organizations, and government agencies extend a hand to help. We will show you where to get help and how to qualify for help.

12 Programs that Help Pregnant Women

1.  Medicaid

Medicaid for pregnant women allows women to get the prenatal help they need.   This medical assistance is for low-income and unemployed parents with children under 18.

Additionally, this medical benefit provides state-run medical and financial help for pregnant women, women with children, and teens living at home with a parent or guardian.   

Medicaid is medical insurance for pregnant women.  In addition, this insurance covers hospital bills for delivery costs for the child’s birth.  It may take a pregnant woman within about 2-4 weeks.  Apply for Medicaid

2.  CHIP – The Children’s Health Insurance Program

This benefit program offers low-cost and affordable health care for children.  It is a step above Medicare as CHIP helps families whose income is too high for their children’s government medical assistance.

Depending on the state in which you live, CHIP may also cover pregnant women.   To apply, call 1-800-318-2596 or TTY: 1-855-889-4325.  You can also apply via the Health Insurance Marketplace.

3.  WIC – Women, Infants, and Children

Women, Infant, and Children benefits (WIC) are available for pregnant women who need assistance maintaining and delivering a healthy child.  The WIC benefits program provides food vouchers when the woman is a few months pregnant until the child is five years old. 

These nutrition benefits are a great help, and the vouchers are accepted at most supermarkets.  In addition to food and infant formula, the program gives breastfeeding support and help to postpartum women.  

Best Ways to Get Free Infant & Baby Formula

4.  LIHEAP Energy Assistance

Low Income Home Energy Assistance Program (LIHEAP) is available to low-income women with young children. Most importantly, you may receive a check for up to $350 to help with utility bills. 

Apply through the Department of Social Service, community outreach programs in your area, and your local utility company. 

Home heating assistance grants are funded with a yearly subsidy to the Dept of Health and Human Services.  On October 15, 2014, ACF awarded approximately $3.05 billion for home heating grants.  

5.  Free Childcare Assistance

Childcare assistance helps young mothers return to school to get a better job or a mother already working.  Free childcare assistance is the most important thing necessary to help single mothers remain employed.

Placing a child in daycare can easily take up to 50% of your gross income, especially if you have more than one young child.

6.  Government Housing Assistance Programs

• Public Housing
• Section 8 – Housing Choice Vouchers
• Tax Credit Apartments – Income Restricted Communities

Housing assistance programs provide affordable housing for low-income families and pregnant women with children.  According to their income needs, all three programs help low-income people pay a portion of the rent.

7.  Free Home Repair Grants

If you are expecting a child and own a home, you may qualify for a home repair grant.  These grants help make essential repairs to your house if you qualify financially.  Contact the Veteran’s Affairs, USDA Rural Development,

HUD and the US Department of Housing and Urban Development to find a grant. You can also go to USA.Gov to find a home repair grant for your city and state.

8.  Supplement Nutrition Assistance Program (SNAP)

SNAP benefits can only be used to purchase food items. Products that are not allowed are tobacco, alcohol, pet food, or paper products.  When approved for TANF, your assistance will include SNAP, and a monthly benefit check for rent, utilities, and basics.  You will also get an EBT card to use to purchase food.  SNAP Benefits

You receive help; you must present the following:

• Proof of income
• A doctor’s letter proving the pregnancy
• Payroll stubs or letters from government assistance programs
• Proof of citizenship, if a legal US resident ( documentation such as a birth certificate or social security card)

9.  WIC (Women, Infants, and Children)

The WIC Program provides food assistance to pregnant women, infants, and children up to five years old.   The mother receives food vouchers to take to the grocery store and purchase healthy food for herself and her children.   You are eligible for WIC if you receive TANF, SNAP, or Medicaid.

 10.  TANF – Temporary Assistance for Needy Families

The federal government provides financial help for pregnant women by way of TANF. This Federal program provides financial support and childcare to financially deprived pregnant women, expecting women, and teens.  Cases are reviewed every few months to determine if a financial status has changed.

The goal is to give temporary financial support until the mother can become self-sufficient. This is not a permanent grant. The financial subsidy can purchase food, clothing, housing, utilities, and medical supplies.

11. TANF for Pregnant Teens

A pregnant teen to receive TANF must live with a parent, guardian, an adult over 18 years old, or an adult-supervised supportive living arrangement.

In these cases, the parent, legal guardian, relative, or other adult pays the minor parent and child until the mother turns 18.

12.  Catholic Charities Programs for Pregnant Women and Teens

Many Catholic Charities have programs that provide financial assistance for expecting women.  They also offer abortion alternatives for unplanned pregnancies.  They also offer family counseling, job training, and parenting classes.

13.  Pregnancy Alternatives – Adoption Services

Adoption services help women have their babies and place them in loving homes. Adoption mothers can choose life, bring their children into the world, and receive assistance in giving their children’s families the necessary resources to care for them.

14.  Babies Bonding Classes  to Prevent Child Abuse

This program aims to teach young mothers the importance of bonding with their babies.  They offer pregnant women a 13-week “Bonding Right from the Start” course.  Other topics are breastfeeding, soothing, child safety, eye contact, and proper nutrition for brain development.  Catholic Charities

Who Qualifies for Financial Assistance when Pregnant

These federal benefits are made available to anyone in need who qualifies financially and meets requirements according to federal government standards.  You do not have to wait until you give birth to your child for these services. 

Expecting Women & Teens are Eligible for Financial Help if

• You are a US resident.
• Confirmation from a physician that you are pregnant
• You have children who have alien status
• Teens under 18 who are in school
• Each family has a social security number.
• The family income is at or below the state’s required poverty level.
• You are a non-resident living in the US for five years or more.

Online Funding Sites Can Help Raise Money for a New Baby.

GoFundMe

People use this online funding tool daily to raise money for various needs, from hospital bills and rent to disasters like a fire, flood, or a family member’s death.  A young man was attacked by a violent group and was left with bleeding on his brain and other injuries. 

Today, they have raised $195,755 toward a goal of $50,000.   There is no guarantee you will get any money at all.  However, if your story is compelling and your request goes viral.  You can receive donations to help you achieve your goal of caring for your baby if your job doesn’t offer paid maternity leave.

Crowdfunding

This funding platform is usually used to raise money for a project, like starting a business, looking for investors, and networking with like-minded people.

That is to say, a donation-based aspect of Crowdfunding where people can donate to you is similar to GoFundMe.  So, if you need a crib, car seat, baby clothes, or help with medical bills, you can set up a campaign on this platform to get financial help.

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Financial Help for Pregnant Women.   Help is available for expecting moms and expecting teens through government benefits like TANF, WIC, and SNAP.  If you are a teenager, low-income, and expecting, you may qualify for pregnancy assistance.

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