Assistance Programs that Help with Bills

By | August 3, 2018

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Emergency Financial Assistance.  When you are eligible for most government assistance programs, you are likely to receive help from other emergency assistance charities and community organizations.  Are you eligible for free grant money for billsA low-income family would entail a family where the gross family income is at or below the Federal Poverty Guidelines.

This can include adults with children who are receiving government aid and attending school full-time, disabled, and working and still not able to provide the basics for their families.  Low-income can also include an adult who works but still lives in poverty. Find out how to help emergency financial assistance.

These Programs that Help with Bills

Jewish Federation Services

This faith-based organization helps struggling families with assistance for mandatory living needs like utilities, rent, food and, healthcare. This temporary immediate aid supports families who might have lost the sources of income, had a national disaster, or unexpected illness. If you have a need and qualify or meet the financial criteria, you can receive help.   (more)

Angel Foundation

This Foundation is a godsend for people living with cancer.  Cancer can be devastating when you are prepared. However, it is the most expensive illness to treat especially without insurance. Angel Foundation provides support with basic financial needs like help with rent, mortgage, food gas, and help with utilities.  When you are trying to heal, you don’t need the burden of unpaid bills to weigh you down.  If you have a cancer diagnosis, are over 18, be in cancer treatment, qualify financially and live in Minnesota – Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, and Washington you may be able to receive help. (more)

Wounded Warrior Project

If you are a veteran and been wounded during your time in the service, you may qualify for help for you and your family.  You may be eligible for assistance if you are behind in rent or mortgage, utilities, need food, need short-term housing, mandatory home repairs (like handicap ramps), etc.  If approved you can provide emergency financial assistance to registered and approved warrior households.  (more)

Governmental Emergency Financial Assistance

Emergency Financial Assistance helps U.S. residents who are unable to pay their bills or care for their families, due to unemployment or disability.  Temporary Assistance for Needy Families provides covers a host of benefits like cash for rent and utilities.  Clients receive cash benefits once a month to pay mandatory bills.  Money is placed on an EBT card to buy groceries.  Medicaid pays for medical care for children and pregnant women.

LIHEAP assistance once a year. SNAP benefits, WIC for expecting mothers and Medicaid help with basic living and medical care. The government has specified requirements and able body participants are required to be seeking employment.   Recipients may also be eligible to attend educational courses that prepare them for work and better-paying jobs.  If approved for a school you are eligible for travel expenses.  Education programs do not exceed two years.   Welfare will normally last for at most 5 years.

Temporary Assistance

You can receive temporary help for you and your family.  Temporary assistance is to be given for now longer than 60 months or five years.


Food stamps or SNAP is a food benefit issued on an EBT card used to purchase groceries.  The amount of benefits depends on the number of members in the family.  You may also be eligible for expedited Food Stamps if you are in an emergency situation but do not receive government.  You must qualify financially. (more)

Section 8 

Section 8 housing consists of three programs. Public Housing Choice Vouchers, Tax Credit Apartments, Income Restricted Communities.  If you are a woman with children, disabled or elderly and low-income, you may be eligible for the Section 8 housing program.  The amount of rent paid is determined by your income.  Yearly recertification is required to determine if you still qualify for assistance. (more info)


This benefit allows you to receive medical assistance anywhere Medicaid is accepted.  Medicaid is a federal and state program that, includes the Children’s Health Insurance Program (CHIPS), and medical care for over 72.5 pregnant women, parents, seniors, and individuals with disabilities. Qualified low-income families and individuals are covered.

Special Tax Credits

Under the new Tax Cuts and Jobs Act (TCJA), parents or legal guardians are allowed to take a $2,000 tax credit for each child under 18 years old.  This begins for the tax year 2018.  You can claim this tax credit using Form 1040, Form 1040A, or Form 1040NR.

Low Income Home Energy Assistance Program (LIHEAP)

Helps with energy bills.  Each qualifying home receives a check of up to $300 in the first week of February.  They also help with energy-related minor home repairs, to make your home more energy-efficient. (more)

WIC Women, Infants, and Children 

Nutritional food benefits for pregnant women and children.  This benefit provides food assistance for expectant women and children up to the age of five years old.  You can also receive a voucher to buy fresh fruit and vegetables.

Weatherization Assistance Program (WAP) 

Makes homes safe and energy-efficient home repairs.  You may qualify for a home repair grant to make mandatory repairs to make your home safe.  (more info)

How do I Qualify

You are eligible to apply for TANF must:

  • Have small children under the age of 18
  • Be a US Citizen or resident
  • Be at least 3 months pregnant
  • You have alien status
  • Be working and unable to care for your family
  • Have an income below or at the national poverty level
  • Must work a minimum of 20 hours as a single parent or 30 hours in a two-parent household

You can also go online to the DSS website to enter your information to determine if you fall within the national poverty levels. You can also download an application to submit.

7 thoughts on “Assistance Programs that Help with Bills

  1. Madeline Montez

    My mom and i are disabled and are water heater went out we have no hot water and my mom hasn’t showered in days i take cold shower is there anyone that can help us please

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