Financial assistance programs are particular kinds of monetary help that an individual, an organization, or government receives. Besides, the financial assistance might be welfare payments, subsidies, cost-sharing arrangements, loans, and guarantees for residents of Oregon.
Oregon Financial Assistance Programs
The State of Oregon wants its citizens to succeed in all the areas that relate to financial health. And, the financial aid isn’t limited to retirement as well. Get in touch with the organizations mentioned below for all kinds of specialized assistance. These include health, child and family care, help with housing, food resources, etc.
1. Supplemental Nutrition Assistance Program – Federal Program
Otherwise referred to as SNAP, this program fulfills the nutritional requirement of families in need. The organization does that by supplementing its food budget. They can buy healthy food and choose to live a more healthy life.
It is a federal program that provides nutritional assistance to hundreds and thousands of families and individuals. These people fall in the lower-income category. In short, they are responsible for providing financial aid to particular communities. Find out more about SNAP Assistance.
2. Oregon Heat
It is an independent and non-profit organization founded way back in 1989. They help low-income groups and hard-working families living in Oregon keep the essential utilities open during emergencies. Oregon HEAT is responsible for providing them with energy needs and garnering self-reliance through education.
3. Low-Income Home Energy Assistance Program – Federal Program
As the name suggests, the LIHEAP help keep families healthy and safe. And they do that by implementing several kinds of initiatives to help families with required energy costs. Apply for LIHEAP Assistance.
4. Temporary Assistance to Needy Families
The TANF program assists when there is a need for cash. They provide cash assistance to families who have children. These families belong to the low-income category, where they struggle hard to become self-sufficient.
This program aims to lower the number of individuals and families living in poor conditions. And provide them employment and other community benefits.
5. Child Care Subsidy Program
According to existing regulations, working families with low income are eligible for exceptional financial help. The best part is that it includes child care costs as well. However, the revenue should be below 185% when compared with Federal Poverty Level. The child care subsidy program is called ERDC or Employment Related Day Care.
6. Employment Department of Oregon
The sole purpose of the Oregon Employment Department is to promote employment by supporting different types of businesses. Besides, the Business & Employment Service department aids the mission by recruiting qualified applicants for the job. That way, the department serves the businesses and supports job seekers to fulfill their employment needs.
It is another intuitive program that will impact Oregon’s scope of employment in the future. JOBS is a self-sufficient program intended to assist the public. Applicants can participate in many self-sufficiency and employment services.
Also, they receive case management, assessment, and ongoing screening during the program. Specific activities include job readiness, work experience, primary education, and life skills.
8. WIC – FEDERAL
WIC or Women, Infants, and Children is a nutrition program introduced by the federal government. It helps families by providing them with financial assistance to buy healthy supplement foods. However, they have to purchase items from the authorized stores only. The program provides breastfeeding information, nutrition education, and other support. WIC helps find the proper healthcare and other community services.
9. The Head Start Program
The Head Start program helps children get adequate support for their growth and development. And, they learn through a variety of services in a positive environment. The benefits include early learning, health, and family wellbeing. Visit their official website to learn more about Head Start.
10. Temporary Assistance for Needy Families – Federal Program
The TANF program is specifically designed to provide several territories and states with grant funds. This low-income program helps families and single parents maintain stability. The funds will provide financial assistance and other supported activities to eligible families. Moreover, programs administered by the state might include work assistance, job preparation, and childcare assistance.
Authorized by the Social Security Act and held high by specific regulations, Medicaid came into existence in 1965. Medicaid was signed into law alongside Medicare. All the US territories, the District of Columbia, and all States have Medicaid programs in full effect. Families eligible for SNAP, WIC, TANF, and LIHEAP also qualify for Medicaid benefits.
Medicaid and Medicare are designed to provide healthcare for people belonging to the low-income group. However, the Federal Government has set specific parameters for the states to consider this program. As a result, you can find a variation in coverage across the US.
12. General Assistance Program
It is a unique program designed to help people suffering from severe disabilities. Besides, they are either experiencing homelessness or at a greater risk of homelessness. The benefits might be around $545 per month and $90 in utility assistance for housing assistance. Also, there is cash assistance of $60 per month.
This intuitive program consists of a network of skilled volunteers who serve, assist, and educate as advocates for individuals with Medicare. Hence, people with Medicare receive great help from the SHIBA volunteers. And they help those people understand various options and their rights to choose the best health insurance plan.
14. Multnomah County Aging & Disability
The primary function of Multnomah County Aging & Disability is to identify several services and access the needs of people. They help connect the Oregonians with the providers who are into aging-related services.
15. Oregon Healthcare Program
Oregon Healthcare Health Coverage helps low-income Oregonians. This fantastic program to help the citizens of Oregon learn about it and understand the various aspects. That way, they can apply for different types of healthcare coverage that come with the program. The program is extended to working families, pregnant women, single adults, children, and seniors.
16. Senior Employment Program
The SCSEP, or the Senior Community Service Employment Program, is a job-training program intended for older individuals. The program is funded under the Older Americans Act Title V and is considered a community service. Therefore, applicants should be unemployed, over 55 years of age, and have a family income less than 125% of the federal poverty level.
The participants will receive a minimum wage to compensate for their income until they find permanent employment. Visit the website for more about this senior employment program.
17. Oregon Promise Grant
It is a state grant that helps you cover tuition fees at all Oregon community colleges. The Oregon Promise Grant is for GED test and high school graduates. To avail of this offer, students should have the proper qualification.
Also, they have to go through an application process. However, there are several application deadlines based on your graduation. Learn more about the grant by visiting the website mentioned below.
18. Oregon Opportunity Grant
When it comes to the only need-based and state-funded grant, the Oregon Opportunity Grant comes first. It is the most extensive state-funded program for eligible students attending college. According to the 2017-18 academic session, over 39,000 students received this program, amounting to $68.1 million. However, students with the greatest need receive preference for financial help.
19. Disabled or Deceased Public Safety Officer Grant
Eligible applicants should be dependent on a public safety officer in Oregon. This program helps those disabled or killed in the line of duty. Besides, the applicants must be natural children, adopted children, or even stepchildren of the public safety officer. Students might receive up to a maximum amount of $13,000 per year.
20. Oregon IDA Initiative
When it is about supporting different types of financial needs of individuals and families, the CASA of Oregon comes first. They are committed to providing genuine financial aid, specifically to people who live in rural parts. They have various resources and programs that help build prosperity in many communities throughout the state.
21. Bank on Oregon
It is another financial institution that provides various financial solutions for the people of Oregon. Bank On Oregon brings everyone to the same place to access the finance marketplace. It unites banks, credit unions, local and state governments, consumer advocates, and community institutions.
22. Neighbour Impact
Since its inception, NeighborImpact has catered to over 55,000 families every year. And they have achieved this mission in Central Oregon. Hence, you can receive help from food and housing support to financial and educational assistance. NeighborImpact has done a remarkable job.
23. Able Savings Plan
The Oregon ABLE Savings Plan allows unique opportunities for people with disabilities. Also, the plan works great for their guardians or parents who might want to set aside a certain amount of money. Savings will be utilized to provide ongoing care. As such, it won’t impact government benefits.
24. Financial Beginnings
When it is about providing a cost-effective financial program, Financial Beginnings is the name that comes first. Sadly, America’s Public School system does not include personal finance in its curriculum. However, every year, Financial Beginnings provides its services to education over 40,000 people. They are a non-profit organization that empowers moderate-to-low income households, specifically the K12 students. Their classes include managing credit, paying interest and how interest work, savings, needs vs. wants, preparation for retirement, etc.
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