Single Mothers Financial Assistance

By | July 17, 2017

Single Mothers Financial Assistance.  Many single mothers will be glad to know there are programs that provide financial assistance programs are available to those who qualify financially. There are more programs for single mothers (parents) than most any group in the United States.

Finding help can be stressful when you are the only one supporting your family.  As a single mom, the most important thing on your heart is how to take care of your children.  They are your priority!  When you are having financial difficulties, where do you go for help?  Often friends and family members may be struggling just like you.

Single Mothers Financial Assistance

Need Free financial help?  Find Out:

  1.  How to find agencies that help pay rent.
  2.  Locate agencies that give free toys for Christmas toys.
  3.  Agencies that help with utilities.
  4.  How to get free child care when you work or attend school.
  5.  Where to get free school supplies for your kids.
  6.  How to apply and qualify for Supplemental Nutrition Assistance Program (SNAP) and more.

Do you have a desire to return to school to improve job prospects, or need help with childcare, or rent and utilities?   Perhaps you want to purchase your first home, well we want to help you.  If you are eligible for a free government phone, it is likely you are eligible for many of these programs.

Keep in mind you may have to go to more than one agency to get help.  There are thousands of other single Moms who need help as well, and these charities what to try to provide service to every woman that qualifies for help.

The Economy and Single Mothers

In today’s economy, more people are living at or below the federal level; not because they are lazy and not because they don’t want to work. More than 75% of low-income families have at least one family member working full-time.

That means that many employers are not paying a living wage, leaving people to look for help from charities and government agencies.  Many in the U.S. returned to work but make only a fraction of what they earned before.

Single mothers carry the whole burden for their families. With the increase of new low-paying jobs, many women are unable to get benefits like medical, dental. It is a shame that in this rich nation, almost 50% of our children are living in poverty.


Some politicians, believe government spending is already out of hand and subsidy programs should be cut. The poor in this country should not be abandoned and our obligation as a country is to help our own citizens, especially single mothers.

They say the recession is over, but the truth is, millions of people live in the new age of poverty.  It is painful to live in the richest country in the world, and not have access to the American dream.

Churches that Offer Financial Assistance

There are many charities that help single mothers and other families struggling to care for their families.   They can help you pay late rent, utilities, offer to counsel, food assistance, job preparation, parenting classes, Christmas toys and more.  They recognize that our communities are not stronger than its families and their goal are not just to give handouts, but to help you maintain the stability of your family.

If you are facing eviction or loss of lights, water or gas, please contact the organization below to help.  Some of these agencies also have onsite food pantries.  Be prepared to show proof of income and identification for all children in the home.

Supplemental Nutrition Assistance Program (SNAP)

If you are struggling, have lost your job or are disabled, you may qualify for SNAP.  This is a food assistance program to help a low-income family purchase and provide nutritious meals for their families.  If your gross family income is at or below the Federal Poverty Guidelines you may qualify for help.

What many people do not know is even if you are not receiving any type of federal support you can qualify for emergency food assistance and expedited food assistance within 7-10 days.  Contact the Department of Social Services near you or go online to find out how to apply for Food Stamps (SNAP).

The National School Lunch Program (NSLP)

This free lunch program helps low-income children by providing breakfast and lunch during the school year and during the Summer months. Many disadvantaged families can not afford to feed their children three meals a day. Some have to go to food banks to supplement meals.  The good new is if you qualify financially your child can receive two free meals a day, or receive a discount voucher. Find out if you are eligible for this meal assistance program.

Money for Heating Bills

Home Energy Assistance (LIHEAP)

Many families need help paying high heating and cooling bills. Home heating grants are distributed each year as a once a year subsidy from the Department of Health and Human Services. Money is given out to the states, territories, and all tribal governments. If you qualify you can receive a check for up to $350 the help disadvantaged single family households.

National Energy Assistance Referral Project:   866-674-6327

Website

Low-Income Home Energy Assistance Program
Aerospace Building, 5th Floor West
370 L’Enfant Promenade, S.W.
Washington, D.C. 20447

Phone Number: (202) 401-9351
Fax Number: (202) 401-5661

Childcare Grants

If you are a single Mother you have to work to provide for your family, or you are in school to continue your education.  The most important thing is to find safe affordable childcare for your children.  When I was a young mom, I had no skills and wanted to go back to school.  I had to wait for an opening with a daycare center or home provider.

Single Mothers Financial Assistance with Child Care

DSS funds the Child Care Assistance Program (CCAP), which actually consists of four child care subsidy programs.

  1. First Work Child Care for working families – Maximum benefits is $325 monthly
  2. Job Connection Child Care Subsidy – For families who are not working but receiving approved training
  3. Transitional Child Care – Your income can not be above 75% of the state average income. You can earn up to $47,568 for a family of three.
  4. Child Care Certificate Program – Subsidies who do no qualify for the other programs. Income can’t be above 50% state median to be eligible.

You can also get this help if you qualify. Contact Division of Child Development in your state to get further information.

Poverty in America

Many years ago as a single Mom, living in New York I needed help.  Some of the resources outlined on this site, helped me obtain new job skills, get off TANF, and get a job as a Legal Secretary.  We will help you locate the financial advice needed, to help you improve the life of you and your family.

No one in this country, says, “I want to be poor.”  Yet almost 50% of American families live in poverty.  Between 2013 – 2014 poverty rates went up among married with families those with a BA Degree.  You may have a high-paying job one day, and filing for unemployment benefits, the next.  You may have two jobs and still cannot make provision for all their families need.  Take advantage of the grants and benefit programs in your city today.

Free Financial Help, is a resource for single mothers to find financial assistance and help with bills like medical bills, utilities, dental, daycare assistance, home repairs grants, free cell phones and more. We strive to help our readers, find resources that help give them the support they need, to care for themselves and families. This site is a one-point resource for all the needs low-income families struggle with every day.



3 thoughts on “Single Mothers Financial Assistance

  1. Linsey

    I was wondering if anyone can point me in the right direction. I’m a single mom receiving no child support or government assistance. I haven’t gotten a raise at work in over three years (no one who works there has). My car is about on its last leg. My tags are to be renewed by the end of October and I just know my car won’t pass inspection. My sons birthday is right around the corner and I have several dentist appointments also comeing up as well. I’m at a loss as I know that I can’t afford all of it. Can someone help or give me some advise?

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