North Carolina Financial Assistance Programs

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North Carolina Assistance Programs.  If you live in Charlotte, Raleigh, or Greensboro or Durham, or anywhere in North Carolina, there are public assistance programs that offer financial help with bills.  The federal government works with local charities and community groups to bring financial aid to disadvantaged residents. 


These organizations help with rent, medical and utilities, food, clothing, and more.  Salaries in North Carolina are growing, but the median family income is $8,186 lower than the U.S. average.  There are still too many residents struggling to make a living that covers all their needs.

North Carolina Assistance Programs

Housing Assistance Programs

With rent skyrocketing, many with jobs Every city has rent housing programs, that help down-payment for new apartment and assistance with rent.   The Housing Authority partners with privately-owned housing to provide subsidies for those in need of help paying for rent.  

The Housing Authorities also screens applicants to make sure only qualified people get these benefits. Once a tenant is approved, the Housing Authority signs the lease and pays the difference between what the tenant pays and the apartment’s market rate.  Types of Housing Assistance Programs. (More info.)

  • Public Housing
  • Section 8 – Housing Choice Vouchers.  The waiting list now open.
  • Tax Credit Apartments – Income Restricted Communities

Lifeline Program Free Phone Assistance

If you live in North Carolina, are unemployed, underemployed, disabled, or elderly, you may qualify for the FCC funded cell phone program.  Lifeline provides free or discounted landline, cell phones, and phone service for each household.   One phone per family with yearly recertification.  



Temporary Assistance for Needy Families (TANF)

TANF helps indigent families with temporary financial assistance (2 years) to care for their families.  This program is facilitated through Work First.  If you are eligible for TANF, you also qualify for Childcare Assistance, WIC, SNAP, Medicaid, and educational programs available in your city.   919-334-1224

North Carolina Weatherization Assistance Program

The Home Weatherization Assistance Program is a federal program funded that help low-income households make mandatory upgrades to make a residence more energy efficient.  It also sends each qualified participant a subsidy check each year they qualify.  This money should pay utility bills, but no restrictions are placed on how you spend the money.  You can apply through the Department of Social Services, or local charities or community outreach organization.  

Child Care Assistance

North Carolina’s Division of Child Development provides childcare subsidies to low-income families that qualify financially.  State and local governments fund this program.  Childcare vouchers pay part or all of your childcare costs.  Call 800-859-0829.

Women, Infants, and Children (WIC)

WIC is a state-run Nutritional Supplemental program that helps low-income mothers provide nutritional meals for themselves and their children.  They give vouchers for baby food, formula, and healthy food for expecting mothers.   If you are pregnant or have children under the age of five and qualify financially, you can receive help.



North Carolina Home Protection Program and Loan Fund

If you are a homeowner and have received a 45-day pre-foreclosure notice, you may qualify for help to stay in your home.   You may be eligible for up to a $24,000 15-year loan towards your mortgage.  This assistance is not credit-based. If you have received a foreclosure notice, call the NC Housing Finance Agency. 888-442-8188.

Medicaid for Infants and Children (MIC)

You and your children are eligible for medical grants that pay for you to see the doctor, dental, and qualified medication.  Provides medical coverage for children under age 19 old.

Supplemental Nutrition Assistance Program (SNAP)

The Supplemental Nutrition Assistance Program (SNAP) is a good subsidy program that helps families purchase nutritional food for their families.  Eligibility is based on gross family income. A household may include any group living together under one roof and prepare and eat meals together. You may also receive aid if you are low-income elderly, or disabled—more info.

North Carolina Aging and Adult Services

Aging and Adult Services helps seniors or adults over 55 years old, and individuals with disabilities can maintain independence through services, opportunities, and community-based support systems and protections like food, health insurance, and medications.

  • In-home assistance
  • Caseworkers
  • Home meal delivery
  • Job assistance and training
  • Assistance with legal issues
  • Health benefits and claims assistance
  • Pick up and delivery transportation


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