Jewish Association Free Loans

By | June 1, 2017

Jewish Interest Free Loans.  These loans help people of all faiths struggling financially. The mission of this non-profit, is to help other become self-sufficient through no interest loans.  Do you have a child with special needs, need help with education or bills, if you qualify you can get an interest free loan.   Jewish Free Loan Association has branches all across the United States and abroad

Jewish Interest Free Loans

JFLA believes in the bible principle or not charging interest for loans, food or clothes or anything else.  “Not to charge interest on the loans you make to a fellow Israelite.”  Deuteronomy 23:19.  That is why this Jewish association give interest free loans.  Most of the organization have extended that principal to include all people of all faiths.


There are also organization that only help the Jewish community which we will address in another post.  This organization provides 1,200 interest free loans a year and 99% of the loans are repaid.  There are however, organizations within the foundation that only serve Jewish individuals.

There are many Jewish foundation that offer interest free loans throughout the United States.  You can find them listed and the end of this post.

A Loan vs Charity

I agree that many people are in the position where they need charity.  Thank goodness for organizations that offer this help, with bills, food, clothes, Christmas toys for children, etc.  However, a loan is different than charity.



There is a saying, “Give a Man a Fish, and You Feed Him for a Day. Teach a Man To Fish, and You Feed Him for a Lifetime.”   A loan gives a person the opportunity to take care of a need and they repay the lender.  This brings dignity and promotes the feeling of self-sufficiency.

The Jewish Foundation provides interest free loans to help with education, medical bills, rent, mortgage, car repairs.  If you have a legitimate need and the fund are available, you can get an interest free loan from this organization.   (More info.)

I have heard of people being denied help from the Supplemental Nutritional Assistance Program (SNAP) for earning 14 cents over the governments Poverty Guidelines.  This foundation help those who have a need, but may not be eligible for government assistance.

How to Qualify for a Jewish Interest Free Loans

You qualify if you are:

  • Over 18 years old and have a income and can prove a legitimate need.
  • You must be a U.S. citizen or legal status to be in the country.
  • You must live county where you are applying for assistance.
  • You must have two people willing to cosign for your loan.
  • Businesses must not be a non-profit and prove the existence of you business.

How to Apply for a Interest Free Loan

  • To be considered for an interest free you must fill out a pre-loan application will require you to do several things. You need to be able to produce people who will co-sign for your loan. One for under $1000, two for over $1000. Cosigners my live in the state you apply and be over 25 years old and have established credit.
  • Have an interview with a loan officer.  Complete application form and promissory note stating how the loan will be repaid and rate of interest and take the statement of co-signers to approve.
  • Have co-signers complete and sign the c-signer agreement and and original installment note.
    Mail in application and other documents and the application will be processed in seven-to-ten days.
  • If you are approved you will be issued a check which you can pick up or have mailed to you.
  • You have 30 to 45 days to begin making installment payments to repay the loan.

Mus-have Documents


  • A Social Security Card
  • Proof of stable income
  • Proof of how the loan will be used
  • Have a Current Driver’s License or ID
  • Proof of where you rent or have a mortgage

Loan Types Include

Green Loans:  make energy saving upgrades to home or business.
Student Loans:  for undergraduate, graduate, technical, vocational and trade school education.
Resettlement Loans: for the resettlement of hundreds of emigres.
Small Business Loans:  helps established businesses.  Must have business plan, cash flow charts.
Home Healthcare Loans:  help with nursing care.
In Vitro Fertilization Loans:  for families having difficulty conceiving.
Children with Special Needs:   for children who need specialized equipment and medical care.
Women and Children in Crisis:  helping women in family abuse with transportation, job training, transportation, furniture.



Jewish Association Interest Free Loans

Here are a list of Jewish organization that offer interest  free loans.  All of the agencies below offer loans to people regardless or religion, race or country of origin.  All loans must be accompanied by a cosigner with established credit and your must sign a promissory note and agree to a repayment schedule.

Arizona
Hebrew Association of Tucson (520) 297.5360

California
The IAJFL Home Office Los Angeles 323) 761-8830.
Jewish Family Service of San Diego, Turk Family Center (858) 637-3000.
Hebrew Free Loan Association of San Francisco (415) 546-9902

Colorado
Jewish Interest Free Loan of Colorado (303) 759-0841

Florida
Ruth Rales Jewish Family Service Boca Raton, FL (561) 852-3334
Hebrew Free Loan Association of South Florida, Inc. Miami, FL (305) 933-1187
HFL of Palm Beach County West Palm Beach, FL (561) 242-6642

Maine
Jewish Community Alliance Portland, ME 207-772-1959

Maryland and District of Columbia
Hebrew Free Loan Association of Baltimore (410) 843-7536 for an application
Hebrew Association of Greater Washington, Rockville, MD (301)770-4836.

Massachusetts
Hebrew Free Loan Association of Greater Springfield (413)736-6573

Michigan
Hebrew Free Loan of Metropolitan Detroit and Wayne County Bloomfield Hills, MI (248) 723-8184
Jewish Federation of Grand Rapids (616) 942-5553

Minnesota
Jewish Family & Children’s Service Minnetonka, MN (952)546-0616

Missouri
Jewish Loan Association is operated by Jewish Federation of St. Louis. (314) 432-0020

New Jersey
Jewish Family Service of MetroWest Florham Park, NJ (973)765-9050
Paterson Hebrew Association Fair Lawn, NJ 201-791-8395

New York
Hebrew Benevolent Loan Association, Getzville, NY (716) 204-1133
Hebrew Free Loan Society (212)687-0188.

North Carolina
Jewish Educational Loan Fund provides coverage NC and Georgia.

Ohio
Jewish Federation of Cincinnati (513) 985-1500
Hebrew Free Loan Association of Cleveland Beachwood, OH (216) 378-9042

Pennsylvania
Hebrew Association of Pittsburgh Pittsburgh, PA (412)422-8868 or (412)422-8740

Rhode Island
Hebrew Free Loan Association of Providence Providence, RI (401)331-3081

Texas
Hebrew Free Loans of Austin Austin, Texas (512) 677-4352
Tarrant County Hebrew Association. Fort Worth, TX (817) 569-0898
Hebrew Free Loan Association of Greater Houston and Harris County Houston, TX (713) 667-9336
Association of San Antonio San Antonio, TX Bexar County (210)736-4352

Utah
Joseph & Evelyn Rosenblatt Free Loan Fund Salt Lake City, UT (801)746-4334

Washington
Hebrew Free Loan Association of Seattle Seattle, WA 206-722-1936 and 206-722-0310

Wisconsin
Milwaukee Jewish Free Loan Association Milwaukee, WI



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