Emergency Rent Assistance – Losing your home can be devastating. Eviction prevention assistance is the first line of defense against homelessness. Government agencies, charities, and community action groups are available to help you stay in your home or apartment. If you are facing eviction, and cannot pay your most important bill, you probably need immediate help! There are many organizations both private and public, that are in place, to support families through financial hardships.
How to Find Rent Assistance in your State
Each state has assistance programs, in place for the elderly, disadvantaged and disabled in the community. These programs give emergency help paid directly to the landlord, as well as utilities, childcare, food, clothing. Some of these funds are funneled through churches, government programs, and private charities in your city. In Charlotte, NC, the Crisis Assistance Ministry, help with rent, rent deposits, electrical bills and water bills, travel assistance, and a furniture bank. They have a free store where you can get clothing, kitchen, and bathroom supplies books and toys. Many states have programs that offer support for bills, rent, and utility assistance programs. Crisis Assistance Ministry
Get Emergency Rent Assistance
Many people are in the same situation with layoffs, cutbacks, and so many companies are not hiring. With the government threatening to get rid of entitlement programs, I do not know how long these programs will be available, but for now, there is still help for you and your family! You will be glad to know that there are programs in your city that will help you with emergency help paying rent or mortgage payments.
They can help with security deposits on new apartment or rentals. Each organization may have slightly different rules and obligations you must fulfill in order to receive emergency rent assistance. You will be glad to know that there are programs around that will help you with emergency help paying rent or mortgage. Each organization may have slightly different rules and obligations you must fulfill in order to receive emergency help.
Don’t wait to Seek Rent Assistance
Don’t keep quiet. Let your landlord or mortgage lender know you are having problems before it gets too late. You will find that many of them are willing to work with you when they know. Some people let the fear and shame of not being able to pay their bills to paralyze them and they do nothing until the sheriff is knocking at the door. Do not wait until it is too late to ask for help. There are programs, that can mediate between you and your landlord or mortgage lender. When the people you owe know you are getting help, most will give you a chance to get the money and pay you what you owe.
Organizations that Offer Emergency Rent Assistance and Mortgage
Church Rent Assistance Programs
There are many large and even smaller churches in your community that receive money from the member donations and the government to assist disadvantaged families and individuals. It doesn’t matter that you are not a member or a Christian to receive help. NOTE: You may be required to attend a service before they receive money for bills. They will ask a lot of questions about your situation. Try not to be offended.
These charities not only give rental assistance; they will help with your mortgage, food, clothing from the dress Pantry. You are not alone in this, and there are places you can go, to get the assistance. The Homelessness Prevention and Rapid Re-Housing Program give local social agencies funds to help disadvantaged individuals and families to re-house and prevent homelessness. The goal is to provide short-termed financial aid to support the stabilization of families.
How to Qualify for Eviction Prevention Assistance
Those who need help, have to be screened. Make sure to take with your social security card, picture identification, work pay stubs, unemployment verification and a few bills that will verify what you are telling them. Also, have the name, address and telephone number of your landlord or mortgage agent. If funds are available to help you, your landlord or mortgage will be contacted and they will receive the money directly. Many organizations only give you a portion of the money you might need. This means you will have to go to several organizations to get all your rent paid.
Faith-Based Charities Help with Rent
Charities, such as The Salvation Army, Catholic Charities, or the Red Cross may be able to provide emergency help with utilities and rent assistance. Go online to Local Independent Charities of America, to locate a charity that can give you the help you need. (800) 876-0413. In that case, they should have a list of other locations where you can go. It will be frustrating and embarrassing, but keep in mind you need a place to live.
This is a temporary situation and this too shall pass! You may also get help with a list of food banks and church pantries, that can also provide you with groceries. Keep in mind, you may not be able to get all the money you need to pay your rent, or worse, you may not be able to get anything if funding runs out.
*Lutheran Services in America, an umbrella organization that only provides services to their member charities and does not directly provide assistance.
Churches and Religious Organizations
Try to get over the titles that will be used to identify your situation; the main thing is to get help. There are many large and even smaller churches in your community that receive money from the member donations and the government to assist the poor. It doesn’t matter that you are not a member or even a believer, they will help you. They will ask a lot of questions about your situation. Make sure to take with your social security card, picture identification, work pay stubs, unemployment verification and a few bills that will verify what you are telling them.
Also have the name, address and telephone number of your landlord or mortgage agent. If funds are available to help you, your landlord or mortgage will be contacted and they will receive the money directly. Many organizations only give you a portion of the money you might need so that they can help more people. This means you will have to go to several organizations to get all your rent paid.
Other Organizations that Emergency Rent Assistance & Help with Bills
Department of Social Services Offer Eviction Prevention
Go online, or call to get the phone number and address to a Department of Social Services in your area. You will save a lot of time if you do most of your searching online. If you do not have a computer, go to the local library. You don’t have to be receiving government assistance, to receive aid from the department of social services. Often you can go to them for one-time help to pay rent if you are behind and emergency food stamps. Once you sit down with a worker, let them know everything you need. Keep in mind to bring all the documentation you need to receive services.
- USA.GOV – 1-800-333-4636
HUD (U.S. Department of Housing and Urban Development) – Rent Assistance
HUD not only helps, low-income residents purchase homes but also gives help eviction prevention and foreclosure foreclosures. Do they provide security deposits on new housing? Over a million families use HUD (U.S. Department of Housing and Urban Development) each year. They are a great resource for the poor, disabled and the elderly find private and public housing. They also assist with:
- Buying a Home
- Homelessness Assistance
- Down Payment Assistance
- Security Deposits
- Buying a HUD Home
- Rent Assistance and Section 8 Programs
- Don’t freak out
- Look online for help
- Have all your documentation available
- Get each agency for a list of other charities that help
- Ask for other services like emergency food, or clothing