Government grants for low-income families.  If you are experiencing financial hardship, government assistance grants provide community services to help single mothers, low-income families, and individuals.
Poverty does not define a person. It can be a short-term situation that is subject to change. I have used some of these programs as a young single mom. I used a grant program to take a course that helped me get a good job.
10 Government Grants that Help Low-Income Families
You can get financial help from the government, charities, and church organizations that facilitate grants that help families completely change their lives. Many single mothers are the head of their families and need extra resources to care for their children and new babies.
Government grants are non-repayable funding for a particular purpose and require some specific goal, such as a scholarship to attend school, trade, or certificate programs. The state, federal, non-profit organizations, and educational institutions manage these programs.
1. Food Grants for Low-Income Families
The Supplemental Nutrition Assistance Program (SNAP) helps disadvantaged single mothers with monthly food benefits. The amount of benefits is determined by the number of people in the household. Families may purchase groceries at any establishment that accepts EBT. Each month the government puts cash on an EBT Card, which is used as a debit card. Find your city and download an application. More information on SNAP benefits
2. Women, Infant, and Children Food Assistance (WIC)
Grants for low-income families like Women, Infants, and Children or WIC are state-run programs. It is a nutrition grant for pregnant single women or children under five.
The WIC benefits program provides food vouchers when the women are a few months anywhere WIC is accepted.   In addition to food and infant formula, the program gives breastfeeding support and help to postpartum women. See if you are eligibility guidelines.
3. National Summer Lunch
The National School Lunch Program is federally funded and provides a discount or free meals for children during the school year and summer break. Meals are operated and dispensed in public schools, not-for-profit private schools, and childcare centers. The program gives school-aged children free or low-cost healthy meals and free lunches. Enroll your child in the free lunch program.
4. Daycare Grants for Low-Income Families – Child Care
The Child Care and Development Fund helps pay for childcare for low-income families, the parent or primary caregiver who works or attends school. This childcare grant is needed by many looking to improve their families’ lives.
The Human Services Childcare Assistance Program (CCAP) distributes federal subsidies for childcare assistance. This assistance helps adults return to school to get a better job, or a mother is already working.
5. Heating Grants – LIHEAP Assistance
Low-Income Home Energy Assistance helps low-income families pay for heating and air conditioning bills at the end of the year. Home heating grants are distributed yearly as a once-a-year subsidy from the Department of Health and Human Services.
States, territories, and tribal governments receive money to distribute to low-income communities. Qualified families receive a check for the first week in February for up to $ 350.  (LIHEAP)
6. Home Repair Grants
Each state receives a block grant to help fund federal supplemental programs. Home repair grants help low-income households make necessary repairs to their homes. Repairs must help your home be safer and more energy-efficient.
These grants can help with drafty windows, removing black mold, unsafe stairs, or repairs or replacing a home water heater—these community development grants. Find out more about home repair grants.
7. Work Investment Act
The Workforce Investment Act (WIA) is a government program to help unemployed, dislocated workers and low-income, at-risk individuals acquire work or go to school. If you want free money for school, call to make an appointment to receive WIA services. Many colleges are working with WIA to help people reach their career goals. Get help starting a career or improving your job skills.
8. Types of Housing Assistance Programs
Public Housing – Public housing provides affordable housing to low-income families and individuals. Tenants pay according to their income; a government grant pays the balance. Residents must have incomes below 80% of the Area Median Income in that area.
Section 8 program – A voucher program issues prospective tenants with an acceptance voucher for low-income housing. This housing can include an apartment, public housing, or private homes.  You have to look for a property owner that will accept their voucher. For more information, call 704-336-5183.
Project-based vouchers – The public housing authority (PHA) uses part of the Housing Choice Voucher funds to provide vouchers to designated apartment units through Housing Assistance Payment (HAP) contracts to work with private landlords. Find out more about vouchers.
9. School Grants – Help Low-Income Adults Return to School
Financial aid helps students and their families pay for college. This financial assistance covers educational expenses, including tuition and fees, room and board, books and supplies, and transportation. Several types of financial aid include grants and scholarships, work-study, and loans. See if you qualify for a school grant.
10. Medicaid
This government-benefit program provided health care to mothers and small children. Medicaid pays for approved doctors and hospital visits, and medications. Therefore, it covers dental care by dentists who work with the program. Call 877-267-2323 for more information. You may qualify for Medicaid
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I’m a single mom. I paid off my tiny home for myself and my daughter a few years ago then my grandma who recently passed away had gotten sick and was suddenly paralyzed and my dad has Alfa 1 and is now on weekly blood fusion treatments and i don’t really have anyone to help me finish it and i cant afford to pay anyone. How can I get help getting my daughter and I into our own home?
Brandi try HUD. They help build homes for single families, they may also you with needed repairs to your home.
I need help with everything I lost everything due to domestic violence and I’m home less with no income please help
Hi, Denise, I am sorry to hear about your situation. You did not mention if you were working or had children, so I can not full direct you. Please go to this post to located organizations that can help women in your situation. https://freefinancialhelp.net/domestic-abuse-assistance/.
Hola necesito ayuda para pagar mi bil de agua no tengo trabajo y ya se me vence el miércoles 17 de marzo mi nombre es veonica si me pudieran ayudar se los agradecerÃa les deseo bendición y gracias
Hola, Verónica. ComunÃquese con Caridades Católicas para obtener ayuda con las facturas. También puede comprar alimentos allÃ.
También puede llamar a The United Way al número de emergencia 2-1-1.
Are there any resources for help with children school clothes and supplies?
https://freefinancialhelp.net/back-to-school-supplies/
Need help with home repair we got the home after my husband s dad passed away. Ive became disabled after being in car wrecks so can not work and with what my husband makes we are unable to do the repairs. They wont let me get ssi so we have to manage with one income. If anyone can help we would surely appreciate the help
Hello, Christina. Please contact the agencies in this article to see if you qualify for help. HERE
hello im senior citizen and help my porch is rotten wood the roof on porch is leaking please help me on social security
Hello, Claire. Please contact the agencies listing in the article
Home Repair Grants
for help making your home safe.
Free home repair low income mold mildew
Hello, Emma. Please contact the agencies in the article Free Home Repair Assistance Grants for answers to your questions.
Hello, I just lost my partner of 45 years and I am living on a monthly social security check and cannot cover all of my bills and my house needs repairs. I don’t know where or who to turn to. Please help me or advise me on where to go.
Thank you so much.
Rececca, I am so sorry to hear of the loss of your husband. There are government programs that help with necessary home repairs for low-income residents. Please contact the agencies in the post ‘Free Home Repair Assistance Grants’.
My name is tarayvette murphy. I am trying to help to catch my mortgage payments because they are behind or help to try and pay off the mortgage I have on my home. I am not looking to refinance. if you cannot help with that . It would be well appreciate to get help to get it caught up. My employment status is caregiver of which I care for elderly people. the payments are extremely hard for me to maintain. I am in the process of trying to find a second job. thank you very much in advance. My email address tamurp@gmail.com.
Hello, Tarayvette. Please contact HUD which specialized in helping lower income people find and maintain homeownership.
I REALLY REALLY need help in obtaining a vehicle to go and get a job.Can someone,ANYONE PLEASE HELP me get a car? I am on my knees begging for help! I am unemployed
Hi Mike contact the agencies in the post, How to Get a Free Car . You can not get a car just because you need one. There are certain criteria for receiving a car. Priorities are given to work families with children
Hello I’m handicap n a senior in I’m in need of repairs on my house.im not able to do it myself .I get a disability check in can’t afford the repairs.could I plz get help
Hi Robin. Please contact the agencies in the article Home Repair Assistance Grants.
I have been searching for help from agencies in my area to help me with home repairs for 3 years, and car repairs for 7months. I can’t afford to pay for these repairs because My only income is social security and I barely have enough to pay a mortgage. I am 82years old but seniors are not serviced well in my area. Where are help programs where I may apply for help?
Hi, Edna. In what state do you live? So I can direct you to some help.
I am looking for assistance for my mother. She needs help with her home. Shes also on disability.
Hi, Amy. Go back to the article “Home Repair Grants”. Contact the agencies in the article.
I had been 4 day without heat because there was something wrong with my heater. Its now ok. But at the same time my water heater had to be replaced because of leaking It ruined almost all of my carpets and the water heater had to be replaced. It cost me $ 1375.00. Now my taxes are due too ! Can I get any help paying for my water heater ?
Thank you for everything you do for people.
Hello, Diane. All the information you need is in the post Find Grants that Help Low-Income Families. Contact the agencies listed there.
You have listed all kinds of help for single mothers but what about those of us who have a low-income disability and are over 50 years old yet not a senior so do not get senior help either. please help me. I know there is somewhere ( like a church ) that has a person with a beater car parked in their garage with no one driving it and they could donate or ask for a simple very low price to help someone who must go to lung surgery apts. A lot. Also the same with a computer or fixing one. I’m not a mooch I’m just at a place in life I never ever dreamed would be me. I have no spouse. I have two cats that are my happiness next to my only enjoyment my computer which has just broken and my income goes less than minimum wage if you could just imagine. Never did I think I would be asking for help as I have always been the giver throughout my life. I look forward to hearing back from you or having you forward my letter on and I hear from someone you set me up with. Thank in advance
Hello, Brenda. You need a car and a computer. We have not the authority to give you these things. Please check out these organizations . Also this post
I’m looking for all assistance in Oklahoma. Car house bills furniture etc.
Hello, Misty. Go to the Department of Social Services is see if you qualify for help.
Hello, I have an apartment and the heater just went on in, I’m staying with someone right now. I get a social security check for $850.00 monthly and can not afford a heater. I don’t know what to do. this is my home and I’m very worried. I’m hoping someone can help me, please Thank You
Hello, Karen. In what state do you live?