Financial Emergency Assistance in North Carolina

By | July 18, 2018
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North Carolina Financial emergency assistance.  If you have fallen on hard times and don’t know where to turn, there are places get the help you need.  There are programs in your city that will help you with emergency help paying rent or mortgage payments.  Every organization has slightly different rules and requirements you must fulfill to receive emergency rent assistance.   Wheather you live in Charlotte, Durham, or Ashville, no one in North Carolina is exempt from a financial emergency or unexpected troubles.   They come without warning and usually come at the worst possible time.  Find out how to get help.

Organizations that Offer North Carolina Financial Emergency Assistance

Lifeline Phones

The government free phone program.  Lifeline provides free and discounted landline and cell phone services to low-income consumers who qualify financially.  If you have been out of work or are disabled and can not afford $60 to $100 a month for a cell phone bill, you may be eligible for a free government cell phone, if you receive help from a government agency like TANf, WIC or SNAP.  The Lifeline Assistance Program has been around for decades and has phone providers in every state and US territory.  If you want more information about how to get a free government phone, check out this phone site.

United Way Services

Dialing 2-1-1 will connect you to the United Ways single-point resource for financial help worldwide.  They are a 24-hour free service to connect you with financial and other resources in your community. You can reach them by dialing 2-1-1.


  • Eviction prevention
  • Help with utilities
  • Groceries
  • Free Furniture
  • Temporary housing
  • Disaster relief
  • Job training
  • Services for veterans
  • Free dental
  • Free summer camps for kids
  • Mental health assistance
  • Domestic abuse support

North Carolina Community Action Groups (CAA)

Every community has one or more community action agency that works in conjunction with the government to distribute funds and services to disadvantaged families and individuals. Usually, single women with children are the priority, but all who qualify can get help if finances are available. These groups were first established to combat poverty and exist to keep families from falling deeper into poverty, stop evictions and the loss of necessary living resources.

There are  CAAs,  all across 50 U.S.and Puerto Rico. The CA network helps millions of families and individuals each year.  Community action groups work with other government, community organization, as well as churches and charities that they can refer to in the advent their monies, have run out.  When seeking help for bills, you may also request, groceries, temporary housing, job training, childcare and charity health care.  Some groups offer services related to education, job training, childcare, food aid, and healthcare.

Emergency Cash Assistance NC

Government and State Assistance programs offer financial emergency assistance to those who qualify financially.  You may be eligible for this type of help when you have a short or long-term disability, unemployed, are work but are considered low-income.

Church Assistance Programs

Churches have been helping to support the poor for hundreds of years.  Today they are better equipped to help with financial emergency assistance.  The faith-based ministries provide many of the same services that government agencies, however, on a smaller level.  Churches work with state and local government to screen applicants and distribute funding to those eligible for help.  They help on a smaller level and because of this, you may have to go to two or more agencies to get all the financial help needed.


Also, check out Local Churches that Help Pay Bills