Free Grants

Government Grants For Low-Income Families

Posted onAuthorPamela Lipscomb
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Here’s a comprehensive list of government-funded grants tailored to support individuals who are either unemployed or earning a minimal income. Economic downturns might be inevitable, but with determination and resourcefulness, one can navigate through life’s challenges effectively.

Various government initiatives offer support, including assistance with housing costs, covering utility bills, providing financial aid for childcare, funding for heating, free home maintenance, and more. Dive into this guide to understand how to navigate the application process and see if you qualify for these beneficial programs.

Grants and Aid Opportunities

These grants are made to help people based on their income, especially during tough financial times. Whether you’re out of a job, working fewer hours, or have multiple jobs and it’s still hard to pay the bills, we want to offer some solutions to help out.

We always add new information on our website about ways to live more affordably, where to find grants, and other resources to make life easier. Look more into our site to find the help that fits your needs.

Help with Home Energy: LIHEAP

LIHEAP is a program that helps families who are having a hard time with their finances. It helps reduce utility bills by fixing things in the house that waste energy. For example, they might help cover the costs of fixing drafty windows or doors, insulating water heaters, or fixing roofs.

Each state might have different rules for who can get help from LIHEAP. Generally, you might qualify if your income is at or below 250% of the federal poverty level. It’s a good idea to contact the LIHEAP office near you to learn more.

Children’s Health Insurance

Medicaid and the Children’s Health Insurance Program (CHIP) work together to provide health insurance to children living in low-income families without health insurance. Local government program CHIP exists in every state.

They may be eligible for health care if they have four or more children. You may qualify for the Insure Kids Now program. This healthcare covers dental, immunization, prescriptions, and visits to the doctor.

Lifeline Free Cell Phone Plans

Lifeline federal government program provides free and discounted landline and cell phone services to low-income consumers who qualify financially. Each family is allowed one phone line and must recertify yearly to keep service. Also, you must recertify that you qualify each year if you want to continue receiving Lifeline assistance.

There are dozens of free phone providers throughout the United States and US territories. If you receive the SNAP, Medicare, WIC, Disability, and government assistance programs, you may qualify.

Nutrition Assistance

Government nutritional programs ensure that no family or individual who qualifies financially will go hungry. Many disadvantaged families include seniors, the disabled, and families who are unemployed or underemployed.

If you need help with food, apply for the Supplemental Nutrition Assistance Program (SNAP) for your household’s monthly food assistance. You may also qualify for a free or discount lunch program for your school-aged children.

Women’s Grant Programs for Education

Women looking to start small businesses or make themselves more marketable in the workforce can find funding opportunities from the government. You can find in-depth information at Small Business Grants for Women.

Free Dental Care

Going to the dentist is not a privilege. It is necessary for your physical health and appearance. Many dentists offer their services to help low-income families with dental care. Some doctors and dentists donate their time and skills to treat those who don’t have dental insurance. Find out where to get free dental care.

Childcare Costs: A Challenge for Many Mothers

Childcare expenses can be a substantial burden, often consuming up to half of a person’s income, especially for families with multiple children. This high cost has prompted numerous mothers to stay home, as the financial strain of childcare services eats into a significant portion of their earnings.

The challenge is even more pronounced for mothers working in roles with modest pay. They find themselves in a position where they must work, yet a large portion of their income is directed towards childcare, making it hard to support their families. However, there’s some good news: the government provides benefits and grants designed to assist with these costs.

Working and simultaneously providing for your family is paramount for many mothers. For single mothers struggling with daycare expenses, assistance is available through the DHS Child Care Assistance Program. To explore eligibility and get more details, they can contact this resource at 888-524-3578. It’s worth noting that funding is limited, so it’s advisable to inquire as soon as possible.

Free Christmas Toys

Christmas comes every year, and some families don’t have the finances to buy toys for Christmas.  Some organizations like the Salvation Army, Toys for Tots, Angel Tree, and many Religious organizations provide free Christmas toys for kids yearly. *Read more about how to receive free toys for Christmas

Food Banks

Because many families receiving SNAP run out of benefits, every community has food banks.  Also, churches and other organizations have food pantries that give groceries to needy families. You can walk in and get help in some places, but in other places, you need a referral from the Department of Social Services or a community organization.

Food banks usually give out food based on the number of family members. Organizations like the Catholic Church and the larger, better-funded groups often have meat, toiletries, and other items. For help finding a food pantry near you, go to Feeding America.

The Weatherization Assistance Program

The Weatherization Assistance Program grants low-income homeowners funding for necessary home repairs. These community development incentives provide federal grants and loans to make your home energy-efficient and safe.

Repairs include repairing drafty or broken doors and windows, fixing or replacing heating systems, or repairing leaking roofs. Contact government agencies like The U.S. Department of Energy (DOE) Weatherization Assistance Program (WAP) to find out more or visit their official website to locate more opportunities.

91 Replies to “Government Grants For Low-Income Families”

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  8. I am asking for help at paying for my lights and heating bill. I have health issues and it’s really hard out here owning a home and everything that comes with keeping up with the costs. My power just got shut off today September 18,2018
    Please, if you can help I would really appreciate it. Thank you

  9. I was unemployed or about 7 weeks and really need some assistance paying my FPL-Light Bill. Fpl mailed me a notice to cut off my power on September13th if I can’t come up with $285 . I asked for a(n) extension until September 13 & I was unable to pay it. Please let me know if you can assist me. Thank you.

  11. I am being evicted. I need help to pay at clerk of courts. I don’t have anyone to help me an unemployed on unemployment.

  13. Hi, my name is penny Naghten. I live at home with my son Myles who is my career as have lots of illness. The main one is Chronic arthritis I can not afford to my heating on so the pain is constantly there as my flat

  15. My name is aneela I have 3kids .disable parents are with me .need help in rent bills and need finically help if possible thanks

  16. Hello, Adrienne. If you qualify financially, you may be able to get help from most community or government agencies. Call 211 which is they United Way for an agency near you. You can also go to the Department of Social Servies for emergency help with bills. Ask for referrals to churches or other organization that help.

  17. Need assistance with utilities 100$ behind emergency to be paid or eviction

  18. Hello, Leah. First contact your utility company. They need to be made aware that your uncle is using life-saving equipment that uses electricity. Please go to the Department of Social Services, Also try HUD, and the Salvation Army to see if you can get help.

  19. Hello, i live in a low-income home and well we have been living here with no lights for a month now we are struggling. i stay with my uncle who has a lot of medical conditions and got to be on a breathing machine and it been hard for him with no electricity .. We certainly can use the help please…

  20. Hello I live and a low income housing but my electric bill is out rages and I can’t pay it I have a shut off notice can you all help me.

  22. been out of work for 2 and a half months due to a heart attack, have depleted all my funds i need help please with rent.

  23. Hello, Amelia. You qualify for assistance if you gross income is at or below the Federal Poverty Guidelines. The department of Social Services gives once a year emergency assistance. You can also consider contacting Catholic Charities, and HUD.

  24. I want to know if I could get.rent assistance through your service.
    It would truly be a blessing for me considering the circumstances I’m dealing with .Thank yiu

  25. Hello, Carolyn. A landlord can not just put you out. There are laws to protect you. It takes at least 30 from notification to evict a tenant. Go to Catholic Charities to as for help. Take with you any documentation given to you by your Landlord. You will probably have to go to two or more agencies to get help. Another option is Department of Social Services. You may be eligible for emergency assistance.

  29. My name is Jean I have 4 children 2 off which have special needs my 73 year old mother also lives with us she suffered from a stroke early in the year 2115 I have had to stop working for now except for some part time volunteering for the local homeless shelter which is a few min from the house we were approved for a grant through community action opportunities and my mon was approved for a grant for a walk in shower and a wheelchair ramp through vocational rehab but nighter place can start till our well is replaced after we replaced the pump 3 times the pressure tank twice and the wiring that runs through the well once now the well company says the well has to be replaced completely we are looking at $ 7,550 which we have $1,000 we have been almost a year without running water we are in serious need of water and the repairs from the other two agicenies any help or ideas would be of great help for my family.

  30. Need help to pay my rent lost my job and also if I can asstance for someone help me find a job pls contact me soon as possible .. If you can give me asstance in any of these fields please email me or even have any numbers you can help me to contact for asstance in the right directions I would be appreciated it.

  32. Hello Juliedith: Your ability to get assistance is based on your family income. Please contact DSS to see if you qualify for emergency assistance, which is given one a year for those not receiving government benefits. Funding is short this time of the year, but you can check with Catholic Charities, Red Cross and Crisis Assistance Ministry. Good luck.

  33. My name is Juliedith Collaguazo. I’m behind paying my rent and I am scheduled to be evicted on February 1. My job had been closed for the past few fays due to the snow blizzard that just past. I don’t where else to get help. I have a 7 years old daughter.

  34. Hello my name is Juliedith collaguazo I am behind paying the rent and they are ready to evict us on February 1. My job is closed for the fast few days due to snow blizzard.

  40. I live in a old mobile home in a park. iam on social security disability and have a very low fixed income per month. my mobile home is in desperate need of some major repairs, before it falls apart and have no money to do anything. I need help.

  43. Between places my husband daughter and I need a 100$ to pay our motel bill. We will be fine Monday the 3rd. Please help.

  44. I was told to vacate a home I lived in because of rodent infestation my realtors who I thought love me since I had a 18yr rental history with them but they refuse to fix problem so that left me homeless from Oct,2015 until today I live in shelter now I look at apartment today but I don’t have security deposit he asking for I’m sick under several drs.care I need help really bad I have surgery Jan 27.2016 but no bed to sleep in no security deposit no bed nothing I never been homeless and it has made me so depressed I can’t see the light!please someone call me 217-2743471

  45. Hello Vickie:

    I am sorry to hear you are going through this. I have a family member going through this right now as well. They have and income but lost there apartment when the landlord sold the house. Now she and her adult daughter are living in a welfare hotel. This happens to millions of people every year. Try contacting HUD for security deposit assistance. Also contact St. Paul de Vincent, Catholic Charities, the Red Cross and the Lutheran Church. I know it is frustrating trying to get help, especially during Christmas when so many people need help. Please try not to give up. Keeping you in prayer.

  46. Hello. My name is Vickie, I am homeless and I work full time. I found an apartment that I can afford but, I’m unable to move in because I don’t have enough money. I’ve called EVERY charity place here in Racine Wisconsin. They are all either out of funds, or don’t help with rent. Please help. What should I do? My email address is emilienzac@yahoo.com. phone number is (262)977-1417.

  51. Your welcome Daniel! These ministries have connection with many other organization and can help you and lead you to other organization as well. Let me know how it works out. God bless you as well!

  52. Thanks for informing me to contract in my own country.I will try to meet them.
    May The Living God bless you thousandfold.
    your brother in Christ…
    Daniel

  53. Hello Daniel. Thank you for writing us. I am sorry you are having financial struggles. The program on this site are for those living in the United States. Please contact:
    St John’s Catholic Church

    25, Maw Kun Daik Road
    Dagon P .O.,
    YANGON
    Tel: +95 (0)1 375679
    +95 (0)9 502 6151

    1299, Nagani
    Kamahtan Kyaung Street
    Taungthu GOne Quater
    Insein Township, Bogone
    Yangon, Myanmar
    Superior – Sr. Nant Annie Tun
    Tel – 01 647726
    Email – nantkyitkalitt@gmail.com

  54. Hello Florina. You have the most important job in the world, making sure your children are safe and cared for. Hello Kimberly:

    I am sorry to hear you are have financial difficulties. Please contact the Department of Social Services, Catholic Charities, Salvation Army, St Paul de Vincent Catholic Church and LIHEAP. Call your utilities company to see if they have an assistance program. Many Electric and utility companies have their own financial aid program. Let them know you have a sick child as well. Depending on amount pf your bill, you may have to go to more than one place to get all the money you need. Hello Kimberly:

    I am sorry to hear you are have financial difficulties. Please contact the Department of Social Services, Catholic Charities, Salvation Army, St Paul de Vincent Catholic Church. If you qualify for TANF, the Department of Social Services, will provide assistance with rent, Medicaid for the children and WIC for you all children under six years old, to help you buy healthy food. Here you can find food banks for extra food
    Good Luck

    Good Luck

  55. Hello Gabrielle. Sorry to hear you are having these financial difficulties. Take you Notice of Eviction to Catholic Charities, St Paul de Vincent Church, Salvation Army, and HUD. Hopefully funds are available to help. Good luck.

  56. Hello this is Nick I currently lost my job due to my car breaking down I now have no transportation being evicted I’ve been walking miles to get a job but it’s not happening fast enough please help me out it would be greatly appreciated

  57. Hi my name is Gabrielle Stricker. I am a single mother of a 2 year old little girl! I recent ally received the domestic violence grant through DHS which got me into a safe apartment but I am having problems trying to pay my rent! I am a month behind because I fractured my foot! I only have a short amount of time to pay my past due rent or I am going to end up getting evicted from my home! I’ve been working as much as I can picking up as many shifts as possible and I still can’t make ends meet!! I have even been looking for another job to help but I haven’t had any luck! I really need help trying to provide for my daughter! Thank you so much and God bless!

  58. hi my name florina marinas. im 36 years old im a single parent of 3 soon to be 4 kids. just recently lost my job al my savings went on rent and food. dont have any help or support from family or friends. just applied for food stamps but still not able to make ends meet on bringing christmas to my kids. im high risk pregnant very limited to work. but still not giving up the hope and faith for me and my kids. been looking throughout website on the internet for help. about to be evicted from my apartment. pls help me find more reliable sources for me and my family to make through the holidays that they deserrve

  60. When I see this organazation I am so happy.My name is Daniel Tha Uk, living in Yangon, Myanmar(formal Burma) and I belong to Presbyterian Church. I have a disabled daughter.She is now three years old but she knows nothing. She does not have suture and her brain is mixed with water her brain is only half in compair with others. Doctors say she is incurable. She has convulsion at least three times a day. She can not carry her head and she can not sit, eat, hear and see. My monthly income is only $50. And my wife is now five month pregnat. So I used all of my time to takecare of them. Because I have to give all of my time for them, nobody likes me as worker. Actually I can speak English little and have a degree MASTER OF ART IN BIBLICAL STUDY but my ability can not do anything for my family.
    So, if you see my comment and have pity on me please let me receive your help.I know that even your smallest help is the biggest for my family.As you know, our country is very poor and there is no help. There is no way that We can get money. Tha most thing We need is money. We can eat only when we have money. I am hardly strugling for food. So please don’t ignore my message and my asking for help.
    There may be many misspellings and wrong grammar please forgive me..
    thank you so much.
    With greatly hoping your help
    Mr Daniel Tha uk. myanmar.

  62. To whom it may concern,

    I am sadden to see the deadline to request toys has passed. Due to my current situation, I was phone-less with no available connection to the internet until today. My name is Karla Rodriguez, 24 years old. I am a single mother to a 3 year old boy named Maximus and a full time student at Golden West College. Due to my financial situation, all the money I currently have and will be squiring is going to be to cover my rent and pay the bills to avoid disconnection. I won’t have any sort of money left to buy my toddler Christmas gifts. I was receiving snap, and Calworks but due to missed appointments because of my school schedule, I was dismissed from such programs. I have no help whatsoever and my last resource is to resort to toys for tots. I understand I was late for this request but please keep me and my son in mind if there happens to be an extra toy for him or if there is another place I can contact before Christmas arrives.

    When I have the financial means after I graduate college I know I will pass down the same kind gestures you all do for our community.

    God bless you all,

    Karla Rodriguez

    (562) 336-9697

    1067 E Carson St Apt D
    Long Beach Ca 90807

  64. Hello, my name is Nilda, I am a disabled veteran with financial hardship in 3 months of backup rent, cell phone bill, and money. I would gladly appreciate anyone’s help, I will keep everyone in my prayers and thoughts, may God continue to bless everyone always.

  66. Hi I need help with rent, and christmas can someone please contact me I am not finding any help locally

  67. Hello Jane, I am sorry you have lost your job. When you say you are behind on your space rent, I assume you mean for your mobile home. There are programs that help with rent. It seems to be the same thing if you are behind in your space rent. Try contact the charities in the post below. If they can not help perhaps they can lead you to someone who can. It will be very tedious contact everyone, but don’t give up.

    Church Assistance Programs

  68. Hi Benjamin. Registration for the free toy program is closed. There are so many families that need help, you must apply early. Present the need to the church. If each person buys one toy, it would be a help to a few families God bless

  69. I am the head of Prayer, Power, and Hope Ministries in the New York area we trying find out where we might get some toys for low income families.

  70. Hi I am Jane I have been out of work for about 4 months. I have drained all my money and am behind on my space rent . I tried for General Assistant s loan but because my mobile home is worth over the 600 limit 1200 I did not qualify they agent told me this morning .. After crying and self pity . I went to a job interview . I have been homeless before not looking forward to another winter in my car . I t could be worse some people don’t have any shelter I under stand. Any job offers Retail and of clerical . rental assistant help any thing at this point will most appreciated

    thank you
    Jane Campos happy holidays

  71. Hello Terry, I am sorry you are going through such a hard time now. Try contacting the Catholic Charities. Good Samaritian Center (601) 355-6276. Salvation Army (601) 982-4881. Take you eviction notice to one or more of these agencies. If financial assistance is available they will help. You will most likely have to go to several places to get the whole rent. Good luck

  72. Hi my name is Terry and just move to Mississippi and lost my job after 3weeks moving here and I fell. Behind on my rent I’m about to loose everything including my family because I’m trying to stop the eviction I just started working and my truck broke down so I’m not able to make money until it’s fix please if know anyone can help or give me some advice

  74. Im new to the city n lm barely makin enough to make rent and other things. I just want to give my kids a good Christmas this year being that its there first year here.

  77. I’m just a grand mother living off s.s. and have no way to get my grand children anything for christmas

  82. Hi I’m trying to get help for a family this year for Christmas the farther was the only one working until July he cut his leg bad with a saw there is no in come coming in they have 2 kids one that is a son is 14 and a disabled daughter that’s 28 if u want to help thanks

  83. I am a single mother, who is currently unemployed and looking for assistance with providing a good Christmas for my 6yr old daughter. Any and all assistance would be greatly appreciated.

  84. We just had a new born baby born 7 weeks early due to a car wreck we travel 170 miles 3 Times a week to keep her alive we fell behind on rent and car payment we need help could you help us

  85. Lee Bonilla, Si usted necesita ayuda con los juguetes de Navidad para sus hijos. Póngase en contacto con las agencias mencionadas en el artículo. Póngase en contacto con ellos ahora. Buena suerte

  86. Me gustaria que help for toy my babys en crismat me gustari ayuda para tener gujetes para mis hijos en navida grasias 4073012720

  88. Jacqueline, we are not associated with any organization and do not give money. We are, however, a resource to help you locate the financial assistance you need to pay bills, to care for your family in difficult times. If you quality, you may get help with rent and utilities. Contact Catholic Charities or HUD to see if you can get help with the rent. Also, if you children are under the age of 18, consider going to the Department of Social Services, for emergency assistance and expedited Food Stamps. Good luck

  89. Please help us. My sister lost her job and now we can’t pay rent or utilities. I only draw a small disability check and it covers toilet paper etc.. She has a 14 yr old daughter that just started high school and now we are going to be on the streets. I have never been homeless. I am scared. Can you help?

  91. I’m needing help to pay for my rent I’m living in a hotel week by week and barley getting by and I’m trying to start a small business to so I can find work I am a nurses Ade trying to make it and hoping I can be a better mom to my son so I just need help with the rent

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