12 Ways to Improve Your Credit Score

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Repair your credit yourself.   Free Credit Repair – Do-it-yourself tips! You can begin to improve your financial status and restore good credit right away.  The economy is getting better for some but not for others.  We don’t have control of some things, but others are totally in our control. We live in a credit-based system, … Read more

13 Creative Ways to Get Extra Money

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10 Ways to Make Money Fast – We live in a time where we cannot depend totally on working a 9 – 5 job. People no longer work on one job until retirement, and employers are not committed to employees but their bottom line.  If you need extra cash fast and don’t want to get help … Read more

How to Sue a Bill Collector for Harassment

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Did you know you can use a bill collector or credit agency for Fair Debt Collection Act violations? There are simply some things that are not allowed by law that happen constantly.  Have you ever heard of a collections agency calling family members, your job, or friends telling them you owe money? Have you had a … Read more

Ways to Legally Get a New Social Security Number

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Acquiring a new Social Security number (SSN) might seem daunting, but it’s a viable option under certain legal circumstances. While it’s a common misconception that one can change their SSN to escape lousy credit, this is incorrect. The Social Security Administration (SSA) has stringent criteria for issuing a second SSN. Legally, an individual is entitled … Read more